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Does having surgery increase the value of my case?

Posted by on 5:04 pm in blog, Car Accidents, Personal Injury | 0 comments

Does having surgery increase the value of my personal injury or car accident case? There are several reasons why having surgery increases the value of your personal injury case. First, insurance companies receive numerous claims from potential claimants each day. They have to determine which claims are more serious and will require higher settlements. One of the factors that they look at is what type of medical treatment is received and how invasive such treatment is on the life of the claimant. Since surgery usually involves high medical bills, a long recovery, and a high amount of risk to the patient, surgical claimants are deemed to have more serious injuries. Therefore, the insurance companies set aside more money for such claimants. Secondly, insurance companies are also trying to determine which claims have merit. Unfortunately, insurance companies believe that some claims are not made in good faith by claimants. Once such factor that helps them determine whether or not a claim has merit is what the claimant was willing to undergo to seek relief from their injury. Typically, most insurance adjusters believe that a claimant will not risk their health, time, and body to have an unnecessary surgery. Thirdly, surgical claimants usually have a demonstrable injury, rather than a subjective injury. For example, if back surgery is required on a herniated disc, such injury can typically be see on an MRI. Conversely, a claimant claiming whip-lash injuries sometimes will not be able to demonstrate their injury on any type of diagnostic test. This proof or ability to show the injury becomes especially important if the claimants injury requires filling in court. If an insurance adjuster feels a claimant will not do well in court, such adjuster may offer less on the claim, as there is less exposure for the insurance company should the claim not settle and be required to go to court. In addition the above, there are other reasons why surgery increases the value of your case. Please call me to discuss your case or potential surgery....

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What Exactly is Whiplash in Medical and Legal Terms?

Posted by on 3:33 pm in blog | 0 comments

Most everyone who has ever been involved in a real-world, rear-end car crash as well as those who have witnessed one on television believe that whiplash is an inevitable result of this type of accident. The actual truth is a little more complicated. Here is a quick rundown on what doctors will diagnose as whiplash, as well as its repercussions in the legal and insurance worlds: Medical diagnosis – As the name implies, whiplash is a serious injury to the neck caused by a rapid back-and-forth movement like the cracking of a whip. Symptoms include pain, stiffness and headaches. Treatment includes medication, massage, and exercise. It is usually curable with regular therapy but in some people the pain will become chronic. Insurance aspect – The problem for insurance companies is that many people do not recognize the symptoms of whiplash until several days after the accident. This means that doctors cannot say for sure whether or not the car crash caused the problem. It is essential for a victim to get immediate medical care after a crash, whether they think they are hurt or not. Legal ramifications – As mentioned above, the first step in being compensated for any whiplash related problems is to see a doctor. Document all the fees associated with the initial office visit and follow-up treatments. In addition, you may be well compensated for pain and suffering caused by the condition if the other driver was negligent or otherwise at fault. If you have been injured in a car wreck in the Salt Lake City area and experience whiplash, you may want to discuss your legal options with an experienced car accident lawyer. If so, please contact us at the Symkoviak Law Firm. We can be found online at or reached directly at...

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Four Things You Must Do if Involved in a Road Accident

Posted by on 4:04 pm in blog | 0 comments

No one ever wants to be involved in a road accident but they can happen at the most unexpected time. It is only prudent to deal with it in a timely and completely legal manner. Here are four things a driver must do in the event of a road accident to ensure that they have as little difficulty as possible: Comply with law enforcement – As with the medical profession, the first step is to do no more harm to your case than necessary. Try to aid anyone hurt in the accident and give accurate information to any law enforcement personnel who arrives afterward. It serves no purpose to conceal any evidence as it will usually be revealed by forensic analysis. Trade contact information with the other party – If there are no more pressing concerns to be dealt with, trade contact information with the other party. However, do not just take their word for it. Instead, confirm as best you can by dialing the phone number or ask the police officer who takes your report to also confirm the information. Document everything – Be sure to use your cell phone to document the scene and damages to your vehicle, if possible. Otherwise, the two insurance companies involved will end up with a “he said, she said” situation. In the end, even if you are not at fault, you will end footing the bill for the damage to your car. Notify your insurance company – Do not overlook this seemingly trivial factor. Even if you have a police report from the actual accident, insurance companies will try to avoid culpability by claiming you did not inform them in a timely manner. It is unfortunate but it is a fairly standard practice in the industry so make them your first call the morning after the accident. For more information on what to do if you are involved in a road accident of any kind, please contact the Symkoviak Law Firm. We can be found online at or reached directly at...

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3 Reasons Not to Assume You Know What Your Car Accident Lawyer Will Say

Posted by on 3:55 pm in blog | 0 comments

Are you one of the rare individuals who is able to keep ahead of life? You keep your paperwork in order, always early arrive, plan ahead, and you’re on target with your goals. Or, perhaps you’re more like typical adults. You feel successful if you manage to pay the minimum on all your bills each month, maintain a small savings account, you cover most meetings and your kids’ special events. No matter which of these categories you fit into, you know that the aftermath of a car accident can make even the most organized person’s life turn into disarray.  Your Car Accident Lawyer Can Help An experienced car accident lawyer knows that no matter how organized your life is, once an accident happens it knocks you off balance. The anxiety everyone feels when an accident happens adds responsibilities that can easily topple the order of your life. Despite the painful results of personal injuries, disabled vehicles, and stress over unreliable transportation, all the legal questions and documentation just will not wait while you and your loved ones emotionally adjust to challenges from the after effects of an accident. You don’t have to struggle with these disruptions in your life alone. Of course you do not want to be that person who knew, somewhere in the back of your mind, that you should get added protection but never found the right time to call. It’s a good bet that the right time is right now. It could pay off some day if you contact a car accident lawyer in your Salt Lake City area and get general or specific answers now. This will help you decide on what kinds of benefits you need included in your insurance policy. Why do People Put Off This Simple Phone Call? Upwards of 92 percent of people who have suffered through tragedies such as a car accident admit they never accomplished their goal of finding out what to expect. In fact, many of these people assumed they already knew what their car accident lawyer was going to tell them. (1) Many people living in Utah believe that people who drive sports cars get the most speeding tickets, have to pay higher insurance premiums, and will be more suspect in a legal accident dispute. Ask the right questions and you will find that vehicles with the most violations are SUVs, coupes, and sedans. There are two exceptions in this data: Drivers who choose the Mercedes-Benz SL-Class Convertible or sporty model Scions did show up on the top 10 list. Your car accident lawyer can confirm that your own personal driver’s record carries more weight in calculating your premium. (2) If you think your insurance will pay for a rental car if your car is   stolen or severely damaged in a vehicle accident you need to check your facts. The insured must specifically pay extra for car rental coverage. It is a minimal cost, just a few dollars, but it sometimes doesn’t cover the entire time your vehicle is disabled. Even with car rental insurance on your policy, there’s a cap of how much your insurance company will cover. It might not last until a damaged or stolen car is returned. (3) If it is determined that your car was totaled and it was another driver’s fault, do you think your insurance will pay off what you owed on your car loan or lease? Many people have...

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Involved in a Car Wreck? – Why You Need an Experienced Car Accident Lawyer

Posted by on 3:44 pm in blog | 0 comments

Every accidental car wreck needs to be taken seriously – even if there is no apparent immediate harm.  A serious bodily injury may be sustained but not manifest itself until days later.  This is why it’s prudent to engage the services of an experienced car accident lawyer to protect your interests. Serious injuries are not always immediately apparent – It is always for the best to take the recommended trip to the hospital after any car accident. Even then, the doctors in the emergency room may miss injuries that are not readily apparent. It is imperative to retain an attorney if subsequent injuries do develop so you can be compensated for your medical bills and pain. Long-term disability is a distinct possibility – Even a moderately powerful car crash can produce  long-lasting effects on the body of any person in the car. Most notably, the collision can cause a long term disability by producing a debilitating pain that is not localized nor easily diagnosed and treated. This can result in the loss of workdays – plus the associated income.  Compensation  for this loss should be made by the negligent driver. Disputes over liability are always possible – When a car accident occurs, the police who arrive on the scene try to establish the party at fault. Unfortunately, witness statements can conflict, sometimes making it difficult to determine who carries full responsibility for the accident. For this reason, insurance companies will often decline to accept responsibility for the party that they represent. In fact, they may deny all culpability or try to pay a fraction of the compensation. It can take an attorney to convince them otherwise. The other driver may be unable to pay – While every state requires motorists to carry a certain minimum level of accident coverage, there are many drivers who ignore this law. If you are involved in an accident with a negligent driver who has no coverage, you will need an attorney to sue the other party and collect your just damages. If you have been injured in a car wreck in the Salt Lake area and would like to discuss your legal options with an experienced car accident lawyer,  contact us at the Symkoviak Law Firm. Find us online at or reach us directly at...

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What to Do After the Wrongful Death of your Kin

Posted by on 4:14 pm in Wrongful Death | 0 comments

The term wrongful death refers to a situation where death occurs due to the negligence of a person. If this happens to someone in your family, the insurance should compensate you for the lost life. The insurance money goes to the family left behind to take care of the loss of income that the deceased was providing. Some of the cases that are termed as wrongful death result from: A fatal injury sustained from a defective machine, hazardous chemicals or toxic working environment. A fall as a result of negligent faults in the property such as slippery floors, bumpy carpet or faulty stairs. An incorrect prescription, erroneous medical procedure, wrong/late diagnosis or medical negligence. A motor vehicle crash caused by reckless or drunk driving. The first step to take after the death is contact an attorney. Time is of essence here. Remember the death has already taken away the main witness. If you’re not attentive, the case might slip through your fingers after being unable to prove that the death was caused by the action or inaction of another. The attorney knows exactly what to look out for and where to look. He will quickly get to work and collect details, get eye witness reports, preserve the evidence, engage the police and keep in contact with the insurance company. How much Compensation should you expect? The amount of money an insurance company pays after a wrongful death is mostly defined by the income of the deceased. The compensation will be higher for a high income earner. This is meant to guarantee the family of the deceased that they can continue with the same standard of life they are used to. The insurance should also factor in funeral costs, possible medical bills, plus any physical and emotional anguish that may have been suffered before death. Hiring a legal expert increases your chances of getting your rightful dues. Remember the insurance companies sometimes act in bad faith, while looking for the slightest loophole to avoid payment or at least reduce it to a minimum. An experienced attorney knows how to present a water-tight case that the insurers cannot escape. Symkoviak Law Firm has the right professionals to help you and ensure that you receive your rightful compensation for your...

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How an Auto Accident Insurance Claim Works

Posted by on 5:29 pm in blog | 0 comments

If you or someone you know has been injured or possibly died as a result of a car accident, slip and fall accident or any event which was the result of someone else’s negligence, you need to contact a personal injury attorney. They understand how difficult this time is for you. There are endless things to worry about: Doctor visits Living expenses Hospital bills Lost wages Insurance company These are things a personal injury lawyer will take care of while you and your family focus on getting over your injuries. How to Handle the Accident Insurance Company after an Accident Your accident insurance company will need to be contacted as soon as possible after an accident. You will need to let them know exactly what has happened and provide as many specifics about the accident as you can remember. Photos of the accident are a great way to show the details and you should write down as much as you can as soon as can: License number of vehicle involved Name of the party driving the other vehicle Time of accident Date of the accident Make and model of the other car involved Registration information Name of the involved parties insurance company This is all vital information you will need to provide your personal injury attorney when they look into filing for compensation for you. What to Expect from Your Accident Insurance After you have filed your incident with your accident insurance company, they will assign an agent to handle your claim. They will look into the specifics of the accident and the damages sustained. They may want to speak to any witnesses and even look at the scene of the accident. Handling accident claims is the business of the insurance company and the better prepared and organized you are, the easier it will be for you. There are many factors that go into processing a claim with your accident insurance such as: Assessing fault Allocation of fault Which insurance company is responsible for coverage? Having a personal injury attorney there to help you understand these factors will take the stress of this claim off your shoulders. They can handle the phone calls and paper work dealing with the insurance coverage while you focus on...

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Working with a Truck Accident Lawyer

Posted by on 4:35 pm in blog | 0 comments

A lawyer can help you get back on your feet when you are involved in a serious truck accident in Utah. Most truck accidents leave victims with serious injuries, large medical bills, and huge losses. A truck accident can cause you to suffer serious injuries such as broken bones, a damaged spinal cord, brain injury, and permanent disability.  Your vehicle may be totaled, making it unable to be used any more. Finally, you will probably  spend a long time recuperating in the hospital or at home. This means you won’t be able to work, causing difficulty in keeping up with your regular bills. Get Compensation for Your Losses With all the body injuries and financial losses that result from a truck accident, it is only fair that you are compensated. A truck lawyer can help you file a compensation claim to ensure you get back on your feet and your financial situation returns back to where it was before the accident. The attorney knows your rights and will work hard to ensure you get the best settlement. There are many truck accident lawyers in Utah that can work on your case. However, you should do some background checks on any lawyer you want to hire. Here are some things to consider: i) Choose a local attorney Find an attorney that works in Utah to help you with your accident case. The attorney should know what your state’s accident laws say about the kind of truck accident you have been involved in. For example, the lawyer will know how liability is determined, how to file a claim, and amount of compensation you can win. ii) Choose a specialized attorney You want an attorney who  specializes in truck accident cases. This attorney will know how similar cases have been determined in Utah in the past,  and can help build a strong case for you. The right truck accident lawyer will also know the type of evidence that holds weight in truck accident cases. This can increase your chances of winning. iii) Find out about the costs Find out how much the truck lawyer will charge you for the legal service. Generally, expect to be charged on a contingency basis. Most lawyers charge up to 40% of the settlement amount offered. If you want to hire a truck accident lawyer in Utah, contact Symkoviak Law...

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Why You Should Invest in a Car Accident Attorney

Posted by on 5:49 pm in blog | 0 comments

A car accident can change so much within a matter of seconds. One minute you’re going on with your life as usual, the next minute it’s all at stake. Your life, health, finances, job and even your family. When this happens, you need all the help you can get. Do you approach a car accident attorney or decide to approach the insurance company by yourself? Some have chosen to go it alone because of legal costs, but soon realized that cheap can be very expensive in the long run. Here are some benefits of hiring an attorney: Timely Settlement Once you’re injured in an accident, everything comes to a standstill. You’re largely immobilized, perhaps still in a hospital bed, so you can’t run around following up with the insurance companies. You’re not working either, so your regular income is not as stable. Plus, you’re most likely incurring high amounts in medical bills. Time is of essence and rushing is not something the insurance companies are fond of. You’ll be forced to use your own money as they drag through the bureaucracies. However, an attorney, who has gone through the procedure many times before, knows exactly how to fast-track the process and get you a settlement when you  need it the most. Get the right Amount The insurance companies are looking out for themselves and will utilize every loop hole to minimize or even nullify your claim. They will use those fine-print clauses in the contract and you may end up walking away empty handed. How can you argue when you hardly know the law? Let the experts do the job for you! A car accident attorney has done this over and over again. They have all the relevant laws at their finger- tips. You can be sure of getting every cent that is rightfully yours. Peace of Mind The last thing you want when you have wounds to heal is to burden your mind and body with issues of insurance, medical bills, car repairs, missed work days, and so on. The additional stress will only slow down your recovery. Let the attorney handle these matters as you concentrate on regaining your health. The legal experts at Symkoviak Law Firm do just that. Your case will be handled with the urgency that it deserves. Make that call today.  someone is willing to take the trouble off your hands and let you heal in peace....

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Why You Should Hire a Utah Car Accident Lawyer

Posted by on 5:25 pm in blog | 0 comments

When you are injured in a car accident in Utah, you have a right to be compensated. An experienced Utah car accident lawyer can help you file a claim and get the compensation you deserve. Sometimes, you may not be sure whether to handle the case on your own or involve an attorney. The best way forward is to consult a lawyer to know whether your case has merit. Getting involved in an accident is a painful experience no one wants to go through. After an accident, you can suffer severe injuries and may have a lot of questions regarding the days ahead. For instance, you may be wondering: Who will take care of your medical bills Whether you will be entitled to compensation What will happen to your lost income Whether you deserve a car replacement Your family members and friends will have an opinion on what you should do following the accident. One of the best advice you should follow is hiring an attorney. The party responsible for the accident will undoubtedly hire a lawyer to help them get off the hook. To protect your interests and get a fair compensation, you should hire an experienced car accident attorney to work on your case. How a Utah Car Accident Lawyer Can Help You Hiring an attorney will make your work easier and improve your chances of getting a fair compensation for the injuries you sustained and/or losses incurred. An experienced lawyer will investigate the accident to determine which party was at fault. The attorney will gather evidence at the accident scene, including taking photographs and witness statements to build your case. After investigating the case, the attorney will determine whether you can be compensated under Utah laws. If your case has merit, the lawyer will help you file a claim. The attorney will write a demand letter on your behalf and send it to the insurance company of the other party. In the letter, the attorney will explain the events that led to the accident and provide evidence to support the claims. The lawyer will also indicate how much you are demanding as compensation. There are a number of confusing legal processes involved in car accident cases. You should get an experienced law firm to investigate your case and help you file a claim. Contact Symkoviak Law today for free consultation for your accident case....

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