What Are Key Auto Insurance Terms to Keep in Mind in 2023?
What are Key Auto Insurance Terms to Keep in Mind in 2023? A lot of us know the basics of auto insurance terms. We all know the state of Utah requires auto insurance for every operable vehicle. These common auto insurance terms below can usually help us through minor car accident situations. However, if an auto accident is complex or requires legal representation, there are other key auto insurance terms to keep in mind that can be very helpful and you should contact a lawyer to discuss your case. Let’s see what some of these basic auto...
read moreWrong-way Driving & Auto Accidents in Utah in 2023
Wrong-way Driving and Auto Accidents in Utah Before we dive into details of wrong-way driving and what it is, let’s discuss a case that recently happened in our metroplex. As reported by Utah’s own KSLTV News, on April 20th, 2023, an Utah Highway Patrol Sergeant decided to risk his life to stop a wrong-way driver from causing a potential fatal accident. Officer McCoy had just finished his shift, when he was driving on the highway and noticed a pickup truck speeding straight for him. In that instance, the officer decided to hit the...
read moreWhat Happened in a Rollover Accident in Utah?
What Happened in a Rollover Accident in Utah? On March 19th at around 11am, a rollover accident was reported in Juab County. A group of four teenagers were driving a vehicle on Weiss Highway towards the Sand Mountains. The vehicle made a quick turn, when they lost controlled and the car spun, flipped and rolled off the road. Three of the four teenagers were ejected from the vehicle, likely not wearing seatbelt, although the incident is still under investigation. Unfortunately and sadly, one of the teenagers passed away at the scene from head...
read moreHow Utah Record Snow Storms Continue to Cause an Increase in Car accidents
How Utah Record Snow Storms Continue to Cause an Increase in Car Accidents Unlike prior years, when Utah suffered milder and infrequent snow storms, 2023 has proven to be a year of broken snow records as well as increased car accidents. According to the Salt Lake City Tribune, February 22nd, 2023 marked one of the snowiest days in Salt Lake City history. Interestingly enough, from midnight Tuesday evening to Wednesday, there were 11.5 inches of snow recorded, breaking the last record of 9.9 inches in 1994. This snow storm also tied with...
read moreWhy Bad Weather Leads to Car Accidents
Why Bad Weather Leads To Car Accidents Bad weather leads to car accidents- but why? Winter is now here, and along with it comes bad weather. Unfortunately, that also means an increase in car accidents. So the question is why bad weather leads to car accidents. Poor road conditions are one reason bad weather leads to car accidents Bad weather brings bad road conditions. Whether it is rain or snow, water on the road is bad for motorists. Water in any form diminishes the ability of cars to stop or maneuver on the roadway. This bad weather leads...
read moreWhat are Safety Precautions to Take During the Winter Months in Utah this 2022?
Winter car accident in St. George, Utah When we think of winter and road safety, what words come to mind? Dangerous conditions, icy roads, more auto accidents, more safety precautions, etc. Many people are weary of driving during the winter months with good reason. The months of December through March are known for causing more auto accidents than any other season of the year. So what are some safety precautions you can take during these upcoming winter months that can not only make you more comfortable when driving, but also help...
read more“Not at Fault” Accident? What does this Mean for my Insurance Premium in 2022?
When there is an auto accident, there will be one individual who is at fault and another who is “not at fault.” In some cases, there will be a different percentage the amount of fault. 50/50%, 70/30% and so on. When you cause an auto accident, you will undoubtably see your car insurance rates increase. This is because drivers that are involved in one accident are more likely to be involved in another accident. According to Progressive Insurance’s website, “an at fault accident can increase your rate by an average of 28%...
read moreHow-to Use Your Personal Injury Protection Insurance after an Auto Accident Utah in 2022?
How-to Use Your Personal Injury Protection Insurance after an Auto Accident Utah in 2022? What is Personal Injury Protection Coverage? When speaking about car insurance in Utah, there are several aspects that are required for al drivers; one of those is Personal Injury Protection insurance or PIP. You might ask what does PIP actually cover and why do I need it? Personal Injury Protection covers several aspects including healthcare costs, as well as injury related expenses, such as property damage and lost income wages. An important note is...
read moreHow to File an Insurance Claim in Utah after an Auto Accident in 2022?
How to file an insurance claim in Utah after an auto accident? To begin discussing the insurance claims process in Utah, lets first discuss the different options you have available. After a car accident, the first thing you should do is determine your safety and everyone else’s involved in the accident. After this step, you will most likely call the police and open a claim with either your insurance company or the other driver’s company. If it’s with your own, this is considered a first-party claim. If your claim is filed with...
read moreWhat Should I Do Immediately After a Car Accident?
What should I do immediately after a car accident? Most of us consider ourselves safe drivers and we hope to not be involved in a car accident. We try not to speed more than 5 over the speed limit, cut someone off, or run a red light. Unfortunately, not every driver abides by the traffic laws. Furthermore, even extremely safe and cautious drivers can have an accident. It can be a snowy day with icy roads, raining hard enough to decrease visibility, or a you may have a one second distraction that takes your eyes off the road for a moment; all...
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