Personal Injury and Car Accident Lawyer in Utah

What are the Details of Auto Accident Settlements in Utah in 2023?

By on Aug 22, 2023 in auto insurance, blog, Car Accidents |

Auto Accident Settlements

Auto Accident Settlements

What are the Details of Auto Accident Settlements in Utah in 2023?

The final aspect of a car accident case is the auto accident settlement amount that is negotiated with the insurance company. There are several aspects and factors we will dive into in this blog to better understand how an accident settlement is calculated.

For more detailed information on what we will discuss today, please visit


Auto Accident Statistics

According to the (UDPS), Utah Department of Public Safety’s Highway Safety Office, there are roughly more than 18,000 injury accidents in Utah roadways every year. Year to date in 2023, there have beeb 18,220 and we still have a little less than a half a year left. In regards to fatalities, this year there have been an alarming 297 people who have died as a result of an accident. Very scary statistic. Additionally, in 2023 there have been 42,889 property damage only accidents and an overall 61,406 total crash counts.

Average Utah Auto Accident Settlements (

Per InjuryClaimCoach, With regards to auto accident settlements, the average settlement amount for a moderate injury claim in the state of Utah is $33,308. Furthermore, the average payout range varies based on the severity of the accident and the injuries. The range tends to fall anywhere between $6,772 for minor injuries to $403,329 for very severe injures.

When focusing on the type of accident, some average settlement amounts include:

  • Rear-end collisions –> $1,800 – $325,000
  • Side-Impact Collisions –> $9,300 – $300,000
  • Head-on Collisions –> $115,000-$2,000,000

Keep in mind these are rough estimates and not exact ranges.

Other important points to note:

  • Most common injuries include neck and back pain
  • Head-on collisions are the least common but usually the MOST severe.
  • Rear-end collisions are the most common.


How are Auto Accident Settlements Calculated?

To begin to answer to this question, there are several factors that insurance adjusters as well as attorneys take into consideration.

  • Severity of the injury – Minor injuries that will eventually heal without lasting effects pay the least. Injuries that result in permanent damage, death, disability, or disfigurement well settle for much higher amounts.
  • Insurance Policy Limits – Utah Law mandates that all Utah drivers carry auto insurance policies of greater than $25,000 per person, $65,000 per accident bodily injury liability, and greater than $15,000 in property damage coverage. The amounts of your insurance coverages can dictate the amount on the auto accident settlement.
  • Whose fault is it? In Utah, you can file an injury claim against another individual or party as long as you are less at fault for the accident. If the accident is your fault, you may not receive any compensation.
  • Multiple Victims – The liability coverage of the person at fault may not be enough to cover for injuries caused to multiple victims. This will also influence the auto accident settlement amount.
  • Location – Some venues and jurisdictions have a reputation of large settlement amounts by the jury for injured auto accident victims.
  • Uninsured Motorist Coverage (UM) and Underinsured Motorist Coverage (UIM) – This applies when there is no insurance coverage or not a sufficient amount.
  • See InjuryClaimCoach

Examples of Minor Auto Accident Settlement Cases

  • Rear-end accident with neck strain and intermittent headaches
    • Settlement – $10,361
  • Left Turn Collision with soft tissue neck injury and low back strain
    • Settlement – $9,397
  • Rear-end at a stop light with neck strain
    • Settlement – $5,517
    • This is a very common type of accident.
  • For more examples of minor accidents, please visit InjuryClaimCoach

Minor injury cases are the most common with the least severity. For this reason, they tend to have the lowest auto accident settlements. Victims tend to suffer back and neck injuries and pain, although other more serious injuries are also possible. Victims can also suffer from minor abrasions, lacerations, bruises, muscle spasms and strains. Most individuals are back to normal life in roughly 4 weeks and tend to not miss work, or miss just a few days. Info per InjuryClaimCoach

Examples of Moderate Auto Accident Settlement Cases

  • Rear-end crash with shoulder, neck and back injuries
    • Settlement – $22,566
  • T-bone Crash after running a red light with head, neck and back pain
    • $17,633
  • Intersection accident with knee pain last longer than 1 month
    • $50,000
  •  For more examples of moderate accidents, please visit InjuryClaimCoach

Moderate auto accident victims tend to suffer from injuries for longer periods of time. They can sometimes take weeks or months to heal. These tend to include but are not limited to extremity fractures, herniated or bulging discs, concussions, post concussive syndromes, or more severe soft tissue injuries that do not heal in the first month. Info per InjuryClaimCoach


Examples of Severe Auto Accident Settlement Cases

  • High Speed highway Head-on collision with 7 herniated discs
    • Settlement – $115,000
  • Truck Collision with a fractured right knee and traumatic brain injury
    • Settlement – $300,000
  • Pedestrian hit while crossing a side walk by a vehicle with cervical disc injuries requiring surgery
    • Settlement – $100,000
  • For more examples of severe accidents, please visit InjuryClaimCoach

Severe accidents are a lot less common but a lot more serious. Like mentioned above, these can include injuries that cause a life long disability, residual impairment, permanent disfigurement, and quality of life changing injuries. Most of these injuries unfortunately will never heal. These victims tend to miss months or years from work, or at times may become permanently disabled and never be able to work again.


Contact us at Symco Injury Law Firm!

I hope today we were able to give you a better understanding of encompasses auto accident settlements and provide you with real world examples. Please feel free to continue to learn more on this topic by visiting InjuryClaimCoach. It is a great resource filled with very useful information.

We know all these situations can be very stressful, especially after being involved in an unexpected accident and possibly suffering injuries as well. If you are ever involved in a personal injury / property damage case, please don’t hesitate to call or text us. We, at Symco Injury Law Firm, have years of extensive experience and are here to help you 24/7. Contact Us.