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Car Insurance And Auto Accidents: Are You Covered?

By on Jan 15, 2016 in blog |

If you or a loved one has been involved in an auto accident it is important that you maintain appropriate communication with your insurance company. Throughout the insurance claims process there are some do’s and don’ts to remember.

crash-2What To Do After An Accident

You will want to call your agent as soon as possible after the accident. Make sure before you speak with them that you understand your policy. The points to really know are the “Coverage” and “Exclusion” sections.

In the case you will need legal representation down the line, make sure you keep detailed notes on your conversations with your agent. If you have to talk directly to the insurance company, make sure you note who you talked with, their names, job titles and phone numbers.

Take pictures of the scene where the accident occurred. Include as many views of the area as you can. If your case ends up going to court, a West Valley City injury lawyer will be able to use these photos to present your case. Have photos not only of the area, but of your vehicle and any injuries you suffered from the accident.

You must document all expenses resulting from your accident. This includes any purchases made in connection to the accident and any other expenses directly related. You should also keep receipts for any medical expenses incurred to treat injures. If you lost any time from your job as a result of being injured, this also needs to be documented.

If your case needs legal representation in order for you to recover damages to your vehicle or to you personally, your lawyer will need these documents while presenting your case. A West Valley City injury lawyer can assist you to know your rights and what you can expect from filing a personal injury case.

What Not To Do After An Accident

Do not make any recorded statements before consulting with a West Valley City injury lawyer. You are not required by law to make recorded statements and you should have legal representation before you consent as you do not want to give information that could discriminate your case.

Make sure you speak with a West Valley City injury lawyer before signing any releases or waivers. You have the right to compensation for injuries sustained in an auto accident and you want to make sure your legal rights are protected. Accidents resulting in serious injuries are best handled by an experienced accident lawyer.