How an Auto Accident Insurance Claim Works
If you or someone you know has been injured or possibly died as a result of a car accident, slip and fall accident or any event which was the result of someone else’s negligence, you need to contact a personal injury attorney. They understand how difficult this time is for you. There are endless things to worry about:
- Doctor visits
- Living expenses
- Hospital bills
- Lost wages
- Insurance company
These are things a personal injury lawyer will take care of while you and your family focus on getting over your injuries.
How to handle the accident insurance company after an accident
Your accident insurance company will need to be contacted as soon as possible after an accident. You will need to let them know exactly what has happened and provide as many specifics about the accident as you can remember. Photos of the accident are a great way to show the details and you should write down as much as you can as soon as can:
- License number of vehicle involved
- Name of the party driving the other vehicle
- Time of accident
- Date of the accident
- Make and model of the other car involved
- Registration information
- Name of the involved parties insurance company
This is all vital information you will need to provide your personal injury attorney when they look into filing for compensation for you.
What to expect from your accident insurance
After you have filed your incident with your accident insurance company, they will assign an agent to handle your claim. They will look into the specifics of the accident and the damages sustained. They may want to speak to any witnesses and even look at the scene of the accident. Handling accident claims is the business of the insurance company and the better prepared and organized you are, the easier it will be for you.
There are many factors that go into processing a claim with your accident insurance such as:
- Assessing fault
- Allocation of fault
- Which insurance company is responsible for coverage?
Having a personal injury attorney there to help you understand these factors will take the stress of this claim off your shoulders. They can handle the phone calls and paper work dealing with the insurance coverage while you focus on healing.